Early Access: Roam

Every year, over seven million students cross borders to pursue higher education. What should be an exciting life transition instead becomes a logistical and financial maze. There is no efficient platform to open a foreign bank account, wire tuition, manage rent, navigate currency volatility, and much more. To solve this problem, Roam is building the financial OS for global student mobility.

Roam is creating one primary account for international students: a centralized financial hub that organizes daily spending and critical obligations like tuition, rent, and loan repayments. Instead of juggling fragmented banking apps and local payment systems, students use one account designed specifically for cross-border mobility.

The company began as a marketplace for international student services, helping students set up essentials like SIM cards, insurance, housing, banking, and loans. Over time, they aggregated the ecosystem and have matured into an ecosystem with massive distribution. Having already captured access to 1 in 3 students departing India, Roam is now strategically evolving to own the financial infrastructure that powers a student’s transition to studying at a university that is located in a nation that is not their own.

The market for serving international students in the US alone for essentials, loans, and tuition is estimated at $42B. Replicating this model across the Anglosphere into the UK, EU, and Australia as well expands the market opportunity to $250B.

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